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Fraud and Threat Management - Delivery Consultant

IBM

IBM

Accounting & Finance
Madrid, Spain
Posted on Jan 28, 2026
Introduction

At IBM Software, we transform client challenges into solutions. Building the world’s leading AI-powered, cloud-native products that shape the future of business and society. Our legacy of innovation creates endless opportunities for IBMers to learn, grow, and make an impact on a global scale. Working in Software means joining a team fueled by curiosity and collaboration. You’ll work with diverse technologies, partners, and industries to design, develop, and deliver solutions that power digital transformation. With a culture that values innovation, growth, and continuous learning, IBM Software places you at the heart of IBM’s product and technology landscape. Here, you’ll have the tools and opportunities to advance your career while creating software that changes the world.

Your role and responsibilities

As a Delivery Consultant specializing in Technology Expert Labs for Banking Fraud & Threat Management within IBM’s Automation Platform, you will provide clients with world‑class services to optimize the configuration, deployment, adoption, usage, and analysis of their fraud and digital threat solutions. This role involves delivering expert consulting services to help banking and financial servicesclients protect digital channels, reduce fraud losses, and enhance customer experience using IBM Security Trusteer and IBM Safer Payments.

Your primary responsibilities will include:

  • Deliver Banking Fraud & Threat Solutions: Provide expert consulting services to optimize the configuration, deployment, adoption, usage, and analysis of IBM Trusteer (e.g., Trusteer Pinpoint Detect, Trusteer Pinpoint Verify, Trusteer Mobile SDK, Trusteer Rapport) and IBM Safer Payments (real‑time scoring, entity profiling, strategies/rules, feature engineering, simulation, and back‑testing).
  • Implement End‑to‑End Solutions: Collaborate with banking clients to understand their fraud and threat management needs and implement Trusteer and Safer Payments to meet those needs, including web/mobile integration, policy and decisioning configuration, strategy/rules modeling, and seamless integration into authentication, payment authorization, and case management workflows.
  • Collaborate with Clients: Work closely with fraud operations, risk, digital channels, payments, security architecture, and engineering teams to integrate risk signals and decisions via APIs and event streams, aligning controls to business goals and regulatory requirements across online and mobile banking, card issuing/acquiring, A2A/SEPA Instant, and RTP payment journeys.
  • Analyze Client Environments: Perform analysis of digital telemetry, device signals, and transaction data to identify optimization opportunities; run simulations, back‑tests, and champion/challenger experiments to improve detection, reduce false positives, and balance risk with customer experience.
  • Provide Expert Guidance: Advise on best practices for device fingerprinting, behavioral anomaly detection, bot and malware mitigation, risk‑based authentication, mule detection, and Safer Payments strategy/model governance, considering relevant banking standards and regulations (e.g., PSD2/RTS SCA, data privacy).
  • Support Client Adoption: Drive operational adoption via training, playbooks/runbooks, dashboards, and KPIs; establish baselines and continuous improvement cycles; and ensure a smooth handover to production and operations teams.
Required education
Bachelor's Degree
Preferred education
Bachelor's Degree
Required technical and professional expertise
  • Exposure to Fraud & Threat Management Products: Experience working with IBM Trusteer (e.g., Pinpoint Detect, Pinpoint Verify, Mobile SDK, Rapport) and IBM Safer Payments, including configuration, deployment, adoption, usage, and analysis across digital banking channels and payment flows.

  • Implementation of Trusteer & Safer Payments Solutions: Exposure to implementing Trusteer for web/mobile channel protection and Safer Payments for real‑time transaction scoring and decisioning, collaborating with clients to understand fraud and payments‑risk requirements and integrating via REST APIs/event streams into authentication, payment authorization, and case managementworkflows.

  • Analysis of Client Environments: Experience analyzing digital telemetry, device signals, and transaction data to identify optimization opportunities; conducting back‑testing, simulation, and champion/challenger experiments to improve detection performance while reducing false positives and customer friction.

  • Fraud & Payments Risk Best Practices: Exposure to providing expert guidance on best practices for device fingerprinting, behavioral anomaly detection, bot/malware mitigation, risk‑based authentication, and Safer Payments strategy/rules governance and model change management, aligned to banking regulations and standards (e.g., PSD2/RTS SCA, GDPR).

  • Supporting Client Adoption: Experience supporting clients in adopting and operationalizing Trusteer and Safer Payments through training, playbooks/runbooks, dashboards, and KPIs; establishing monitoring and continuous improvement cycles; and ensuring a smooth go‑live and handover to production and operations teams.


  • Client‑facing technical experience: Pre/post‑sales engineer, technical account manager, or integration engineer in a customer‑facingcapacity.

  • Stakeholder collaboration: Ability to work effectively with technical teams (analysts, engineers, architects) and business stakeholders(fraud/risk leaders, digital channel owners).

  • Self‑starter: Self‑motivated, quick learner, comfortable navigating internal knowledge bases and documentation.

  • Web & API fundamentals: Solid understanding of XML, JSON, HTML, JavaScript, REST APIs.

  • Data & SQL: Experience with databases and writing SQL queries for analysis and tuning.

  • Linux: Hands‑on Linux administration for deployment, monitoring, and troubleshooting.

  • Networks: Familiarity with TCP/IP, DNS, HTTP, firewalls, load balancers, proxies and related topologies.

  • Language: English – Advanced / Professional.

  • Fraud & Payments Delivery Experience:

    • IBM Trusteer—web/mobile SDK integration, device signals, policy/decisioning configuration, risk‑based authentication orchestration.
    • IBM Safer Payments—real‑time scoring, entity profiling, strategy/rules design, feature engineering, simulation/back‑testing, and performance tuning for low latency.
    • Integration of risk decisions into authentication and payment flows via APIs/event streams, and alignment with case management processes.
    • Demonstrated outcomes in banking (e.g., fraud loss reduction, false positives down, approvals up, stable latency).

Preferred technical and professional experience
  • Experience with OpenShift/Kubernetes and performance optimization for sub‑200 ms decisioning.
  • Exposure to SIEM/SOAR, case management, data platforms (Splunk/Elastic/cloud), and dashboards (Grafana/Power BI).
  • Knowledge of PSD2/RTS SCA, SEPA Instant/RTP, PCI DSS, GDPR, and model governance/change management.
  • Familiarity with behavioral biometrics, device intelligence, bot defense, identity proofing, and risk‑based authentication orchestration.
  • Certifications: CAMS/CFE, cloud (AWS/Azure/GCP), or IBM Security; Spanish language a plus for Iberia/EMEA engagements.

ABOUT BUSINESS UNIT

IBM Software infuses core business operations with intelligence—from machine learning to generative AI—to help make organizations more responsive, productive, and resilient. IBM Software helps clients put AI into action now to create real value with trust, speed, and confidence across digital labor, IT automation, application modernization, security, and sustainability. Critical to this is the ability to make use of all data, because AI is only as good as the data that fuels it. In most organizations data is spread across multiple clouds, on premises, in private datacenters, and at the edge. IBM’s AI and data platform scales and accelerates the impact of AI with trusted data, and provides leading capabilities to train, tune and deploy AI across business. IBM’s hybrid cloud platform is one of the most comprehensive and consistent approach to development, security, and operations across hybrid environments—a flexible foundation for leveraging data, wherever it resides, to extend AI deep into a business.

YOUR LIFE @ IBM

In a world where technology never stands still, we understand that, dedication to our clients success, innovation that matters, and trust and personal responsibility in all our relationships, lives in what we do as IBMers as we strive to be the catalyst that makes the world work better.

Being an IBMer means you’ll be able to learn and develop yourself and your career, you’ll be encouraged to be courageous and experiment everyday, all whilst having continuous trust and support in an environment where everyone can thrive whatever their personal or professional background.

Our IBMers are growth minded, always staying curious, open to feedback and learning new information and skills to constantly transform themselves and our company. They are trusted to provide on-going feedback to help other IBMers grow, as well as collaborate with colleagues keeping in mind a team focused approach to include different perspectives to drive exceptional outcomes for our customers. The courage our IBMers have to make critical decisions everyday is essential to IBM becoming the catalyst for progress, always embracing challenges with resources they have to hand, a can-do attitude and always striving for an outcome focused approach within everything that they do.

Are you ready to be an IBMer?

ABOUT IBM

IBM’s greatest invention is the IBMer. We believe that through the application of intelligence, reason and science, we can improve business, society and the human condition, bringing the power of an open hybrid cloud and AI strategy to life for our clients and partners around the world.

Restlessly reinventing since 1911, we are not only one of the largest corporate organizations in the world, we’re also one of the biggest technology and consulting employers, with many of the Fortune 500 companies relying on the IBM Cloud to run their business.

At IBM, we pride ourselves on being an early adopter of artificial intelligence, quantum computing and blockchain. Now it’s time for you to join us on our journey to being a responsible technology innovator and a force for good in the world.

IBM is proud to be an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, disability, neurodivergence, age, or other characteristics protected by the applicable law. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

OTHER RELEVANT JOB DETAILS

For additional information about location requirements, please discuss with the recruiter following submission of your application.