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Analista de Credito Junior

IBM

IBM

Bogotá, Bogota, Colombia
Posted on May 30, 2025
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Introduction

En esta función, formarás parte de uno de nuestros Centros de Innovación para Clientes de IBM Consulting (Delivery Centers), donde aportamos una profunda experiencia técnica y conocimiento de la industria a una amplia variedad de clientes de los sectores público y privado a nivel global. Nuestros Centros de Entrega combinan talento local con experiencia especializada para impulsar la innovación, acelerar la transformación digital y facilitar la adopción de nuevas tecnologías.

Your role and responsibilities

Responsable de ejecutar tareas operativas y administrativas relacionadas con la gestión de créditos hipotecarios en el banco. Su principal objetivo es asegurar una tramitación eficiente y precisa de la documentación, el ingreso y procesamiento de datos en los sistemas internos, y el cumplimiento oportuno de los plazos establecidos para la formalización y desembolso de los préstamos.

Principales responsabilidades:

  • Registrar y mantener actualizada la información de los créditos hipotecarios en los sistemas del banco.
  • Verificar, gestionar y procesar la documentación requerida para la aprobación y formalización de los créditos.
  • Atender y resolver consultas de clientes internos y externos sobre el estado de sus operaciones.
  • Identificar y solucionar incidencias operativas relacionadas con la formalización y desembolso de los créditos.
  • Asegurar el cumplimiento de la normativa vigente de la Comisión para el Mercado Financiero (CMF), así como de las políticas y procedimientos internos del banco.
Required education
Technical Diploma
Preferred education
Technical Diploma
Required technical and professional expertise

Formación académica: Técnico o profesional en Administración, Finanzas, Contabilidad o carreras afines.

Experiencia: Idealmente, al menos 1 año de experiencia en funciones operativas, preferentemente en el sector de servicios financieros.

Conocimientos técnicos:

  • Comprensión de procesos operativos, idealmente en servicios financieros.
  • Manejo de sistemas y herramientas digitales aplicadas a la gestión operativa.

Habilidades:

  • Alta atención al detalle y sólida capacidad organizativa.
  • Habilidad para trabajar en equipo y fomentar la colaboración.
  • Capacidad para gestionar grandes volúmenes de información con precisión.
  • Flexibilidad y adaptación en entornos dinámicos y en constante cambio.

ABOUT BUSINESS UNIT

IBM Consulting is IBM’s consulting and global professional services business, with market leading capabilities in business and technology transformation. With deep expertise in many industries, we offer strategy, experience, technology, and operations services to many of the most innovative and valuable companies in the world. Our people are focused on accelerating our clients’ businesses through the power of collaboration. We believe in the power of technology responsibly used to help people, partners and the planet.

YOUR LIFE @ IBM

In a world where technology never stands still, we understand that, dedication to our clients success, innovation that matters, and trust and personal responsibility in all our relationships, lives in what we do as IBMers as we strive to be the catalyst that makes the world work better.

Being an IBMer means you’ll be able to learn and develop yourself and your career, you’ll be encouraged to be courageous and experiment everyday, all whilst having continuous trust and support in an environment where everyone can thrive whatever their personal or professional background.

Our IBMers are growth minded, always staying curious, open to feedback and learning new information and skills to constantly transform themselves and our company. They are trusted to provide on-going feedback to help other IBMers grow, as well as collaborate with colleagues keeping in mind a team focused approach to include different perspectives to drive exceptional outcomes for our customers. The courage our IBMers have to make critical decisions everyday is essential to IBM becoming the catalyst for progress, always embracing challenges with resources they have to hand, a can-do attitude and always striving for an outcome focused approach within everything that they do.

Are you ready to be an IBMer?

ABOUT IBM

IBM’s greatest invention is the IBMer. We believe that through the application of intelligence, reason and science, we can improve business, society and the human condition, bringing the power of an open hybrid cloud and AI strategy to life for our clients and partners around the world.

Restlessly reinventing since 1911, we are not only one of the largest corporate organizations in the world, we’re also one of the biggest technology and consulting employers, with many of the Fortune 50 companies relying on the IBM Cloud to run their business.

At IBM, we pride ourselves on being an early adopter of artificial intelligence, quantum computing and blockchain. Now it’s time for you to join us on our journey to being a responsible technology innovator and a force for good in the world.

IBM is proud to be an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, caste, genetics, pregnancy, disability, neurodivergence, age, veteran status, or other characteristics. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.


OTHER RELEVANT JOB DETAILS

For additional information about location requirements, please discuss with the recruiter following submission of your application.

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